Pre-closing intelligence engine

Eliminate Loan Document Errors Before They Happen

PreCloseIQ validates borrower, entity, and document data before closing—so you don't deal with costly redraws, delays, or compliance risk.

  • Secure upload
  • Results in minutes
  • No integration required

98%

Errors caught pre-close

3.2x

Faster QC reviews

0

Surprise redraws

LOAN FILE · #PCI-2840

REVIEW

Risk score

72/100

3 issues · 12 checks passed

1 critical mismatch detected

  • Borrower SSN format

    Valid · matches 1003

    PASS
  • Entity name (LLC vs. Note)

    "Cedar Holdings LLC" ≠ "Cedar Holding LLC"

    FAIL
  • EIN consistency

    9 docs cross-validated

    PASS
  • Vesting & signatures

    All parties authorized

    PASS

Entity name mismatch

Note shows Cedar Holding LLC; Operating Agreement shows Cedar Holdings LLC. Suggested fix: align Note to OA + Articles.

Who it's for

Built for Mortgage Lenders, Brokers, and Credit Unions.

If your team handles loan documents, this is built for you.

  • Mortgage Lenders
  • Brokers
  • Credit Unions

Interactive demo

Try PreCloseIQ live.

Walk through a real validation in under a minute. No signup. No setup.

1Start
2File
3Validate
4Detect
5Resolved
60-second guided walkthrough

See exactly how PreCloseIQ catches a hidden error in a real loan file.

See the moment

One file. One hidden error. Caught in seconds.

The same loan file — before and after PreCloseIQ inspects it.

Loan file · Note (page 2)

After PreCloseIQ

Borrower

Marcus J. Whitfield

Property

412 Cedar Ridge Rd

Loan amount

$1,420,000.00

EIN

87-3194021

Vesting (Note)

Cedar Holding LLC

Vesting (OA)

Cedar Holdings LLC

Entity name mismatch detected

Note vesting reads Cedar Holding LLC while 4 other source docs use Cedar Holdings LLC.

Financial impact

A small error can cost thousands.

The cost of catching an error after documents are drawn is never just the redraw fee.

$150–$400 redraw cost

Every corrected document carries a hard cost — and rarely just one per file.

Delayed closings

Even small fixes can push closing days, straining borrowers and partners.

Re-signing documents

All parties have to come back to the table — multiplying coordination overhead.

Operational inefficiencies

Rework consumes ops capacity that should be spent funding new loans.

Post-signing risk

When errors are found too late.

All parties must re-sign

Borrower, sellers, notary — coordinating a second signing is rarely quick.

Delays increase

Each round of corrections adds days that compound across your pipeline.

Deals can be impacted

Rate locks expire. Buyers walk. A single missed field can unwind a deal.

Compliance risk rises

Post-close corrections create audit exposure that never had to exist.

The system

Not a tool. An intelligence layer.

PreCloseIQ sits between your LOS and your closing team — quietly reading every document, reconciling every field, and surfacing only what needs human attention.

Cross-document validation

Every name, number, and date — reconciled across the full loan package automatically.

Entity & borrower checks

Detects subtle discrepancies between Note, OA, Articles, EIN letter, and 1003.

Real-time issue detection

Flags risks the moment a doc hits the file — not five days into underwriting.

Correction recommendations

Plain-language fixes with the exact source of truth, ready for your QC workflow.

Example insight

AUTO-FIX READY

Vesting field disagrees with Articles of Organization

NoteCedar Holding LLC
Operating AgreementCedar Holdings LLC
Articles of Org.Cedar Holdings LLC
1003Cedar Holdings LLC

Recommended fix

Update the Note vesting from Cedar Holding LLC Cedar Holdings LLC to match all other source-of-truth docs.

The flow

Upload Validate Fix Close.

Results in minutes, not days

  1. 01 · Upload

    Drop your loan package

  2. 02 · Validate

    Cross-doc analysis

  3. 03 · Fix

    Guided corrections

  4. 04 · Close

    Zero surprises

Try it on a real file

Upload a loan file. See what we catch.

  • Encrypted in transit & at rest
  • Results in minutes
Upload a File

Common questions

Already have a process? Good. We make it sharper.

We already have QC.

QC finds issues after the process. PreCloseIQ prevents them before documents are even created.

We don't have time.

Upload and get results in minutes — no integration, no workflow change required.

Pricing

Simple pricing. Immediate value.

One caught error usually pays for the entire month.

Pay Per File

$29–$79

per file

Great for one-off validations or pilot runs.

  • Single-file validation
  • Full risk report & fix suggestions
  • Results in minutes
  • No commitment
Upload a file
Most popular

Professional

$299–$999

/month

For active brokers and small lending teams.

  • Up to ~50 files / month
  • Cross-document validation
  • Priority email support
  • Volume discounts
Talk to us

Business

$1,500–$5,000+

/month

Built for high-volume lenders and credit unions.

  • High-volume validation
  • Team workspaces
  • SLA & dedicated support
  • Audit-ready reporting
Request pricing

Enterprise

Custom

Tailored to your closing volume and compliance needs.

  • Custom volume & throughput
  • SSO & advanced security review
  • Dedicated success manager
  • Custom integrations
Contact sales

All plans include encrypted uploads, secure processing, and audit-ready reports.

Security & trust

Built for secure financial data.

Enterprise-grade controls — without the enterprise integration burden.

Encrypted uploads

TLS in transit, AES-256 at rest. Your loan files are protected end-to-end.

Secure processing

Isolated, auditable runtime. SOC 2-aligned controls across the stack.

Data protection

Granular retention, redaction, and access controls — you stay in command of PII.

Built for institutions

Designed for the security posture lenders, brokers, and credit unions require.

Ready when you are

Catch errors before closing. Not after.

See PreCloseIQ run on your real loan files. Most teams catch their first six-figure error inside the first demo.

No procurement gauntlet · 30-minute walkthrough · Built around your workflow